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Family Matters

Long Term Care Link - Sun, 10/29/2017 - 19:00
The American Association for Marriage and Family Therapy states that "more than ever before, families are providing long-term care to older adults with limitations in the ability to perform tasks necessary for independent living. Nearly 25% of American households are providing care to people age 50 years and over. Families are the alternative foundation for a stressed healthcare system. Hospital stays are shorter than ever and family caregivers are often expected to do what healthcare professionals once did."

The Great American Tragedy: Homelessness Among Our Veterans

Long Term Care Link - Sun, 10/29/2017 - 19:00
An article in USA Today reports that on a given night, more than 75,000 veterans (male and female) are living homeless on the streets of their cities.

Healthy Aging – Physically, Mentally and Financially

Long Term Care Link - Sun, 10/29/2017 - 19:00
The month of September brings a welcome relief from the hot summer days. Cool breezes and colorful foliage appearing on the trees entice one to walk and bask in healthy fresh air.

Using Veterans Benefits As a Cost-Effective Way to Acquire New Clients or Customers

Long Term Care Link - Sun, 10/29/2017 - 19:00
Over the years, we have found that educating seniors who are veterans or single surviving spouses about their benefits has proven to be a very effective and low-cost method for acquiring new clients or customers. For those of you working in the senior market, this is a great method to get you in front of individuals or families needing your expertise or services.

Heat Wave Puts Elderly at Risk

Long Term Care Link - Sun, 10/29/2017 - 19:00
With the hot summer heat upon most of the nation and temperatures topping 100 degrees, dehydration and heat exhaustion are a high danger for the elderly. Illnesses relating to aging, medication and the body’s aging process cause a quicker reaction to the heat than someone younger.

A Cheaper Alternative for Respite (Adult Day Care)

Long Term Care Link - Sun, 10/29/2017 - 19:00
Since the downturn of the economy, costs for health care have been on the rise. According to a 2011 market survey of long-term care costs, the national average daily rate for a private room in a nursing home rose 4.4% last year from $229 in 2010 to $239 in 2011. Similarly, the national average monthly base rate in an assisted living community rose 5.6% from $3,293 in 2010 to $3,477 in 2011.

Will the Government Pay for My Long Term Care?

Long Term Care Link - Sun, 10/29/2017 - 19:00
A new population of seniors and those nearing the senior status are looking for some type of financial means to pay for long term care (eldercare) in case of failing health. Many have taken care of family members who had no means to pay for their care or have seen their parents entire retirement savings wiped out because of medical and nursing home costs.

Senior Home Owners Find Financial Resource in Reverse Mortgages

Long Term Care Link - Sun, 10/29/2017 - 19:00
For many seniors the equity in their home is their largest single asset, yet it is unavailable to use unless they use a home equity loan. But a conventional loan really doesn't free up the equity because the money has to be paid back with interest.

ARE YOU LISTENING?

Long Term Care Link - Sun, 10/29/2017 - 19:00
Today, as adults, the children who received the councsel and wisdom of their parents are facing a reverse situation in their lives. They are finding themselves concerned about their aging parents and what their needs will be as their health and mental abilities fail them. In some cases the children must take the role as parent in securing the safety and well being of an elderly family member.

Is Insurance the Answer to Long Term Care Planning?

Long Term Care Link - Sun, 10/29/2017 - 19:00
A recent USA Today article states that there is an increase in seniors living over the age of 90. According to author Haya El Nasser The number of people living to age 90 and beyond has tripled in the past three decades to almost 2 million and is likely to quadruple by 2050.

Recognizing the Need for outside Help in Caregiving

Long Term Care Link - Sun, 10/29/2017 - 19:00
Caregivers often do not recognize when they are in over their heads, and often get to a breaking point. After a prolonged period of time, caregiving can become too difficult to endure any longer. Short-term the caregiver can handle it. Long-term, help is needed. Outside help at this point is needed.

Celebrating Family Caregivers - National Caregivers Month

Long Term Care Link - Sun, 10/29/2017 - 19:00
This month of November 2011, as individuals, we can take note of those around us, in our families and community, who are family caregivers. A note of acknowledgement of their service, a gift of thanks or even an offering of our time to give them a needed break would let them know their service is recognized and appreciated.

Can I Get Paid to Care for a Senior Family Member?

Long Term Care Link - Sun, 10/29/2017 - 19:00
As the number of family members providing care for aging parents increases, the solutions to find help with loss of income, because of time off from employment for caregiving, has become a major concern for many.

Expert Help Available for Seniors on the Move

Long Term Care Link - Sun, 10/29/2017 - 19:00
More than 65 million people, 29 percent of the U.S. population, provide care for a chronically ill, disabled or aged family member or friend during any given year and spend an average of 20 hours per week providing care for their loved one.

Social Support Activities Lead to Better Quality of Life As One Ages

Long Term Care Link - Sun, 10/29/2017 - 19:00
How important is social support as a person ages? This may seem like an easy question to answer. Most people would not choose isolation and loneliness versus spending time with companions. However, can lack of social support really hinder a person's overall quality of life?

It Has Been a Year Since We Filed for Aid and Attendance for My Father

Long Term Care Link - Sun, 10/29/2017 - 19:00
It has been a year since we filed for the Aid and Attendance Pension Benefit for my Father-in-law, John. He is still comfortably situated in his assisted living apartment and receiving good health care from the staff. An important document that our Veteran Consultant let us know about was a form called the Eligibility Verification Report (EVR) which the VA sends at the beginning of the year and must be filled out every year in order to continue receiving benefits.

How To Protect The Family Home From Medicaid Recovery

Long Term Care Link - Sun, 10/29/2017 - 19:00
Because the home is the largest asset a couple can keep while still qualifying for Medicaid, it is also usually the main target of estate recovery.

Downsizing, Organizing, Handicap Remodeling or Relocating

Long Term Care Link - Sun, 10/29/2017 - 19:00
When Robert and Anne bought their family home thirty years ago, their plan was to live through retirement in this home. They had furnished their home with refurbished antiques acquired from their many trips together. It was one of their cherished antique coffee tables that Robert tripped over, breaking his hip. Now with his return from the hospital in a wheelchair, the overwhelming task of making their home accessible for Roberts wheelchair and safe for both of them faced Anne.

Choosing Home Care Services That Meet Your Needs

Long Term Care Link - Sun, 10/29/2017 - 19:00
Making the decision to hire a home care service to provide care for your loved one is an important decision and can, at the same time, be very difficult. If an illness or recovery from surgery requires nursing care or physical therapy a physician may order skilled home care services that provide both skilled providers and personal aides. Your decision is then based on the obvious medical determinations made by the doctor. But what if you as the family caregiver must determine the extent of care needed without the help of a doctor?

Choosing Home Care Services That Meet Your Needs

Long Term Care Link - Sun, 10/29/2017 - 19:00
Making the decision to hire a home care service to provide care for your loved one is an important decision and can, at the same time, be very difficult. If an illness or recovery from surgery requires nursing care or physical therapy, a physician may order skilled home care services that provide both skilled providers and personal aides. Your decision is then based on the obvious medical determinations made by the doctor. But what if you as the family caregiver must determine the extent of care needed without the help of a doctor?
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