Long Term Care Link
The National Care Planning Council and Long Term Care Link - A Comprehensive Resource for Eldercare, Senior Care, and Long Term Care Planning
Updated: 11 hours 50 min ago
Care management advice should be something that every family takes advantage of but in reality very few families use this service.
Whether you are at the end of your tether, that tether has been cut years ago or you are just starting Caregiving for a loved one this time of year always seems to be the hardest. The season of joy is upon us, that is what the media, shopping centers and carolers want you to believe, but for many, the season of joy is really just more WORK!
There are so many moments when you think about what you want for your final years in life. It is never too late and never too early to prepare yourself and those around you for your final wishes.
The holiday season offers many opportunities to spend quality time with family and friends. If you are a caregiver or family member of an aging loved one, you may observe a change in their mood or behavior during the holidays. You may notice unusual signs of fatigue or sadness or perhaps limited interest in the holiday season.
It is that time of year again to consider making changes to your existing Medicare Plans. Medicares Open Enrollment period gives all beneficiaries the opportunity to make changes to their plans as their lives and needs change.
Rural Development makes loans for repairs to improve or modernize a home for families and individuals with very low incomes. These improvements are intended to make it safer or more sanitary, and/or even to remove health hazards. For seniors 62 and older who cannot afford a loan, grant funds many be available for these necessary repairs.
October is National Residents' Rights Month, a national effort to celebrate, honor, educate, and protect those living in long-term care homes and their families. The goal is to help not only the residents themselves but their families and communities recognize the rights of long-term care residents and learn how to speak up if they or someone they love are not receiving these rights.
James A. Froude said, "We enter the world alone, we leave the world alone." There is no feeling more horrible than the loneliness one feels in the unsettling quiet of an empty house. For many elderly, it seems that aging accompanies loneliness as children leave and spouses pass on. Though many children devote years of their lives to care for their elderly parents, others abandon them to solitude.
The United States is experiencing a remarkable increase in the number of people who live to an old age. Our older population (people 65 years or older) numbered nearly 40 million in 2009 (latest year of available data). These folks represent one in every eight Americans, or 13% of the population. By 2030, it is projected that the U.S will be home to more than 72 million people age 65 and older.
You've heard people say it and maybe you have even said it yourself. "Don’t worry Mom or Dad, I’ll take care of you in your old age."
Older Americans control a large amount of the wealth in this country and have a continued interested in protecting that wealth from loss. Older Americans also want to stretch their assets out as long as possible in order to avoid running out of money well before they die.
Our council is dedicated to helping families recognize the need for long term care planning and to help implement that planning. All elderly people, regardless of current health, should plan for the myriad of financial events and challenges they might face. Social Security retirement benefits alone will not adequately help us meet these challenges; however, the program itself, how it is funded, and how the payouts work must be understood by every retiree.
According to Department of Veterans Affairs census estimates, there are approximately 13 million veterans and their single surviving spouses age 65 and older. Comparing this to a total of 41 million Americans 65 and older, veterans and their single surviving spouses represent about 1/3 of the senior population. According to VA about 42% of all veterans are 65 and older. This percentage will continue to grow as the bulk of the Vietnam veterans - the largest cohort - are still younger than age 65.
The American Association for Marriage and Family Therapy states that "more than ever before, families are providing long-term care to older adults with limitations in the ability to perform tasks necessary for independent living. Nearly 25% of American households are providing care to people age 50 years and over. Families are the alternative foundation for a stressed healthcare system. Hospital stays are shorter than ever and family caregivers are often expected to do what healthcare professionals once did."
Seniors are the fastest growing segment of the population, not only in the United States, but in the world. Currently, individuals age 65 and over represent 13% of the U. S. population – about 41 million people– but this will grow to 20% -- 88 million -- in just a matter of 38 years. Seniors also control a great deal of the wealth in this country.
At some point in our lives we may ask ourselves: If I die and have debt, who or what will be responsible for paying back those I owe?
They live in your city, perhaps on your street or even next door. They serve with courage, perseverance, patience and love. Some give 24 hours a day, with days blending into weeks, months and years. They are family caregivers; heroes quietly caring for loved ones at home.
An article in USA Today reports that on a given night, more than 75,000 veterans (male and female) are living homeless on the streets of their cities.
The month of September brings a welcome relief from the hot summer days. Cool breezes and colorful foliage appearing on the trees entice one to walk and bask in healthy fresh air.
Over the years, we have found that educating seniors who are veterans or single surviving spouses about their benefits has proven to be a very effective and low-cost method for acquiring new clients or customers. For those of you working in the senior market, this is a great method to get you in front of individuals or families needing your expertise or services.